ADCB to finance Dubai Holding off-plan homes at 50% paid: 3.49% fixed at Palm Jebel Ali, The Acres and Nad Al Sheba Gardens

Abu Dhabi Commercial Bank and Dubai Holding Real Estate signed a mortgage financing agreement on 15 September 2026 covering off-plan buyers across the Nakheel, Meraas and Dubai Properties brands. At three projects, Palm Jebel Ali, The Acres and Nad Al Sheba Gardens, buyers can apply for a mortgage once they have paid 50% of the purchase price to the developer, regardless of how far construction has progressed.
The financing carries a fixed rate of 3.49% for the first three years. Pre-approvals remain valid for 18 months, and the offer includes no processing or valuation fees, digital onboarding, and access to ADCB's mortgage centres.
Buyers in other Nakheel, Meraas and Dubai Properties communities can still use ADCB's off-plan financing, but only once their project reaches set construction milestones, in line with the bank's usual off-plan lending terms.
Originally published on Doment, Dubai property intelligence.
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